Automatic payment in Sberbank mobile banking. How to activate automatic payment in Sberbank online

The international standard is known about such a service as “Autopayment” from Sberbank. Many people know how to connect this service, but not everyone knows that it can be disabled. Before you understand the actual disconnection procedure, you need to understand the essence of the service and the features of the disconnection.

"Autopayment" service from Sberbank

“Autopayment” is an additional service from Sberbank for its clients, which allows you to automatically make various payments by debiting funds from your own card. This service has existed relatively recently and has already gained popularity among regular customers.

The convenience of such a service is that it provides the ability to automatically top up your own mobile phone account when you reach a minimum balance, pay for various bills and services, fines and loans. Replenishment occurs automatically every time when certain specified criteria are reached through deductions from

What is disabling AutoPay?

As the name suggests, disabling the AutoPay service represents a complete cancellation and refusal to use the service. After choosing this service and going through the necessary procedure, all previously set parameters are, of course, canceled. All conditions and necessary information can be obtained on the organization’s website.

Reasons for shutdown

Reasons for refusal may include a variety of factors. The most unpleasant disadvantage with automatic payments to mobile phones is that if you do not use the provided telephone number for 3-6 months (depending on the circumstances of the agreement), the operator transfers it to another person who, with the number, will acquire absolute access to your accounts through the “mobile bank” ", as well as a balance replenishment service. This situation is the main reason for disabling the auto-replenishment service for your phone balance.

Despite the great convenience, this offer also has its disadvantages, which do not always suit users.

Here are just some of the disadvantages of the service that may not suit the user:

If there is not even the minimum amount in the current account to make a payment, the service does not work.

If a user's card is blocked for some reason, all autopayments are canceled automatically.

In any case, whatever the reason for canceling the service - personal or due to some external circumstances - the service is disconnected quite quickly.

How to disable "Autopayment" from Sberbank?

Many users are interested in the question of disabling this service using the safest methods, so as not to overpay extra money and waste time. You can do this by following a few easy steps.

All necessary information is presented to users on the official website of the organization, where 4 options for disconnecting are offered (via SMS, using terminals and directly on the website by calling).

Disabling using the Sberbank Online service

This method is very convenient and allows you to disconnect from an unnecessary function online directly on the site. The user must be registered in the system and have his own login and password to log in. After visiting your personal account, you need to go to the “Regular payments” section, where all the data on those payments that are connected is provided. On this same page you can freely turn off a service that you do not need. The job is done - the service is disabled! If you suddenly need to connect the service again, you can do this completely freely in the same section of Sberbank.

So, to disable auto payment through Sberbank online you need to:

1) Open the "Payments and Transfers" section.

2) Select "My auto payments".

3) Go to “Manage auto payments” in the presented list.

4) Select the “Operations” button, after which a list of active automatic payments will open.

5) Set the action to “Disable” in the operations section.

7) Press the "Confirm via SMS" button.

8) Enter the required text of the confirmation code received in SMS, thus canceling the auto-payment function. For some period of time, the status of the request will be in the state of execution by the bank.

9) If the disconnection is successful, you will receive an SMS message.

Disconnect via SMS

How to disable "Autopayment" from Sberbank via phone? You just need to send an SMS message with the content " AUTO PAYMENT-" to a special short number 900*. When sending an SMS text, you should pay special attention to the hyphen after the main word, which is required.

So, go to the messages section in your phone, create an SMS message, where in the “To” column we indicate 900 and enter the text “Autopayment-” without quotes. The message may also look like "Avtoplatezh-". In cases where several payment cards are connected to a phone number, you must indicate the final 4 digits from the card number at the end. It is also possible to specify the phone number for which you want to disable the offer, but this parameter is optional. If you decide that it is better to send the entire text indicating all the characteristics, your SMS will be as follows: "Autopayment - 7777777777 (ХХХХ)", where 7777777777 is the phone number without 8 (or +7), and X is the final 4 digits from the no. cards. The sent message will be processed, and you will receive a message from the bank that the service cancellation was successful.

Disconnection via ATMs and terminals of Sberbank of the Russian Federation

This method is no less convenient than all the others. To implement it, you need to visit the nearest ATM or terminal of the organization and perform certain actions to disable it. So, the algorithm of actions: you need to insert the card into the ATM and go to the “Disable auto payment” section. This is followed by selecting a telecom operator and entering a direct telephone number. Then you need to confirm your actions using the PIN code on the card. If you have provided all the information correctly, the ATM will print a receipt confirming the acceptance of your application. In the very near future, “Autopayment” must be disabled. After the necessary approval, the service will be deactivated. It should be noted that there is one caveat: if you incorrectly provided information, you will not be informed by the banking organization. In such cases, you can repeat the shutdown operation using the same method or go to a bank branch for support.

Disconnection via bank branch

This method is suitable for those who, for some reason, are afraid to take independent actions. When visiting Sberbank, do not forget to take your passport and all necessary documents with you. If you do not know how to disable Autopayment from Sberbank via telephone (or other methods), bank employees will help solve the problem.

Disconnection via telephone hotline

Another type of service deactivation is to make a direct call to the hotline number 88005555550, the call is free. After connecting to the operator, you will need to provide all the necessary data. To get the desired result, simply answer the employee’s questions. You will also have the opportunity to ask your own questions, for example, about the mobile banking function (Sberbank).

It is very easy to disable "Autopayment" using this method. This opportunity is very convenient for those who are interested in additional information.

How to disable the "Autopayment" service from Sberbank on MTS, Beeline, Megafon and other tariffs

The vast majority of citizens use mobile phones in modern society. And many of them are holders of Sberbank bank cards. The use of the "Autopayment" service may differ in tariffs for different operators, which participants must be aware of. Many subscribers, if they want to refuse the auto payment service, have many questions related to their cellular operator. For example, how to disable the "Autopayment" service from Sberbank on Megafon (or Beeline, MTS, etc.). And these questions are not at all random.

Topping up your mobile phone account is a fairly simple procedure that does not cause any difficulties. There are many ways to replenish your balance. But the main problem is that you can forget to top up your account or not keep track of the moment when the balance dropped to zero. As a result, at the most inopportune moment, the money on the phone runs out.

To avoid such situations, you need to activate an automatic payment from Sberbank. This can be done in several ways, but the most convenient ones are through Sberbank Online or Mobile Bank.

You can perform this operation in the following ways:

through mobile banking using SMS messages;
through an ATM;
take advantage of ;
contact the nearest branch for help.

Connection via SMS to number 900

To activate the auto payment service using your phone in mobile banking, you need to send a message to number nine hundred with the following information: Auto payment 9613333333 200 40 ****

Now let's take a closer look at what these numbers mean. The word “autopayment” is the command you use to activate the service. Instead of 9613333333, insert your mobile phone number (without the eight).

Next comes the payment amount. In our case, it is two hundred rubles, but you can set any value in the range from fifty rubles to one thousand. As for the number 40, this is the minimum account balance upon reaching which the payment will be made.

The amount of automatic payment for replenishing your account can be either reduced or increased. The asterisks in this case mean the last four digits of your bank card from which the money will be debited.

Connecting automatic payment through a Sberbank ATM

You can activate the service using any Sberbank ATM. For this it is enough:

Insert your card into the terminal. Then enter the secret code. Next, click on the “information and service” button. In the window that opens, go to the “autopayments” tab.
A list of available cellular operators will appear in front of us. Select the desired item and click the “Connect auto payment” button. Then we read the terms and conditions of the service and, if everything is satisfactory, we confirm our decision.
The next step is to enter your phone number in the proposed format.
We specify the payment amount and the minimum balance at which funds will be transferred to the mobile phone number.

How to connect auto payment from card to phone in Sberbank Online

This is one of the fastest and most convenient connection methods. You can activate the service from anywhere in the world, provided you have Internet access.

To connect the service, you need to press the “my auto payments” button. Next, we select a cellular provider and a card with which the balance of your phone will be replenished.

Now we indicate the minimum balance at which the replenishment will be carried out and the amount of the payment itself. It is worth noting that when connecting to the service using this method, the maximum payment amount can reach ten thousand rubles.

Finally, enter the secret password, which will be sent via SMS and wait for a notification about connecting the service. This method is very convenient and does not take even five minutes.

Connecting automatic telephone payment at a Sberbank branch

You can activate the service with the help of bank employees. This is the most time-consuming and convenient option, but if there is no other option, you can also use it. To do this, you need to come to the department, take an electronic queue coupon and ask for help at the appropriate “window”.

Branch employees will advise you on the conditions for providing the service, after which they will activate it themselves. When going to the bank, you must take your passport with you, otherwise it will be impossible to connect.

Autopay is a simple and practical automatic payment for any bank account. At the same time, the client’s direct participation in this is not assumed: a pre-prepared payment scheme for a fixed amount or debt payment works. Autopay can have a variety of purposes. Using this scheme, you can pay for utilities, cable TV or Internet bills, replenish accounts for the use of mobile communications, pay traffic police fines, loans (including those taken from other banks) and much more. The client will be notified of the upcoming payment transaction via SMS message. If necessary, he can easily refuse a money transfer (with the exception of automatic payment for mobile communication services).

Sberbank auto payment

Autopayment is payment of bank bills according to a pre-created template. The client sets the terms of payment in his personal online banking account: details, amount and frequency, and the bank automatically debits the funds. Customers use autopay to pay utilities, cable TV bills, cell phone bills and more.

Autopayment from Sberbank card

Sberbank offers auto payments for all types of cards: credit and debit. The main thing is to have funds on your debit card and a free limit on your credit card. Autopayment is tied to a specific card, and not to the user or mobile phone.

How to connect?

The service is activated via:

"Sberbank Online"
"Mobile Bank"
Self-service terminal.

The client logs into his personal account in Internet banking, follows the “My automatic payments” link and selects the “Connect” button or follows the instructions on the terminal screen. The bank receives the application and sends an SMS with confirmation. The process takes from a few minutes to 24 hours (in rare cases).

Connecting automatic payment through Sberbank-online

You can easily activate the autopayment service through the Sberbank Online system. Here you can easily set up any automatic payment operation, enable or disable it if necessary, without directly contacting the bank branch.

In order to connect to the service, you need to go to your personal account, follow the “My auto payments” link and turn on the “Connect” button. After this, you can select from the range of services on the page those that interest you and configure the basic payment parameters.

Cost of Sberbank auto payment service

You do not have to pay for the Sberbank Autopayment service separately - it is provided by the bank free of charge. There is no commission for transferring funds to the accounts you select. Managing automatic payments is simple and convenient using online banking. You don’t have to worry about making a mistake that could lead to excess funds being debited from your account: any operation will be reversible and will allow you to correct the inaccuracy or refuse the payment altogether if necessary.

Automatic payment of traffic fines

Recently, Sberbank has been allowing clients to activate the service of automatic payment for fines issued by the traffic police. This service is free for clients. When paying a fine via automatic payment, you will only pay a one percent bank commission (the same commission at the bank’s cash desk is 2-3%).

To activate the service, just indicate on the appropriate page of the Sberbank-online service the number of your car registration certificate or driver’s license number and set the frequency of checking for fines. If the bank detects fines issued based on your data, you will be notified about this via an SMS message from the bank. This message indicates a code, by sending which as a response to SMS, you will confirm the automatic payment of the required amount of your bank account. Don't want to pay now? Just ignore the message and keep in mind that you have a debt with the traffic police.

How to disable Sberbank auto payment?

A modern person is a user of many services, including financial ones. For almost every such service you need to make periodic payments, which sometimes causes absolute confusion in your own affairs. How can you not miss an important date? It is for such cases that the Autopayment service was introduced at Sberbank. In this article we will cover in more detail the most popular topic of automatic payments for cellular communications, but we will also touch on other applications of automatic payments in the largest bank in Russia.

Autopay – what is it?

Autopayment involves automatically making a payment (transfer) from the client’s bank card in favor of a specific organization (recipient of funds) upon the occurrence of certain conditions and based on the client’s order. In other words, this is a periodic payment for any service in the amount specified by the client.

If we are talking about an automatic payment for cellular communications, then the recipient will be the cellular operator, and the purpose of the payment will be to replenish the balance of the subscriber’s personal account of this operator, i.e. your phone account.

The service is available to ANY holder of a Sberbank debit or credit card (VISA or Maestro/MasterCard), with the exception of. You can activate this service if your card account is opened in euros or dollars (when written off, the money will be converted into rubles).

A little more detail about how this service works. It should be noted that it is available for periodic payments to those organizations with which the bank has entered into the necessary agreements. Today, automatic replenishment is possible for the following operators (range of minimum threshold values in parentheses):

MTS, NSS (minimum threshold value from 30 rubles to 10,000 rubles at your discretion);
Beeline, Megafon (the minimum can be set to 30, 150, 600 rubles);
TELE2 (threshold options 10, 30, 50 rubles);
Baikalwestcom (sometimes only 30 rubles);
Yeniseytelecom (threshold min. 30 rub. – max. 3,000 rub.);
Motive.

The information on the official website is not updated very quickly, so check, as they say, locally.

Below is the algorithm for how the service works:

1. First, the client activates the “Autopayment” service, i.e. generates an order for the bank (see below), which states the required replenishment amount and the minimum threshold (balance) at which it is time to make a payment.

2. The mobile operator also learns about the minimum threshold, and if it is reached (the client’s balance has decreased), it notifies the bank about it.

3. The bank, based on a notification from the operator, transfers the required amount (specified in the order) from the client’s card account.

Thus, the client simply uses the connection and does not waste his time on replenishing the balance - everything is absolutely transparent for him, he can only be disturbed by periodic messages about the debiting of the amount for replenishing his cell phone (if the service is available). You just need to monitor the balance on your card and its condition, because... Lack of money in the card account and blocking of the card are the most common reasons for non-execution of payments within the framework of the Sberbank “Autopayment” service.

You can connect the service to an unlimited number of phone numbers on one card, but for a specific phone, autopayment can only be connected to one (!) card.

Service cost

Sberbank's Autopayment service is available to all clients - Sberbank card holders - free of charge. There is no subscription fee. There is no commission charged for transferring funds. When connecting to the service via SMS commands, you must pay (one-time) the cost of the sent SMS message according to the tariff of the mobile operator.

How to connect “Autopayment” of Sberbank

There are several common ways to connect to the service:

At the Sberbank office;
At any terminal or ATM of Sberbank;
Through the Internet bank “Sberbank Online”;
Via a command to number 900 of Sberbank Mobile Bank.

Please note that to use automatic payments, the client does not have to activate the service (MB), this will only be required in cases where you decide to activate automatic payments through an application for issuing a card or via an SMS command to number 900 (as part of the MB SMS banking service) . But this condition is mandatory.

Let's take a closer look at how to connect the service in some ways.

Connection in a self-service device (terminal, ATM)

The sequence of actions is as follows:

1. Insert your card into the terminal/ATM and enter your PIN code.

2. Look for the “PERSONAL ACCOUNT, INFORMATION AND SERVICE” button on the main menu screen and click on it.

4. To enable automatic payments, click the appropriate button.

5. Set all the necessary parameters (phone number, threshold, top-up amount, etc.) in the window that opens. Details in the video.

6. Confirm that the specified parameters are correct and receive. After completing the procedure, the terminal will issue a receipt indicating that the Bank has successfully accepted the application to connect the service.

7. After connecting the service to the mobile operator, you will receive an SMS notification.

Connection in your personal account (“Sberbank Online”)

Follow the steps in the following sequence:

1. Go to Sberbank Online and click on the right in the “My auto payments” section, then “Connect auto payment”.

2. Choose your mobile operator.

3. Enter the card from which payment will be made and the phone number to which automatic payments will be sent.

4. Next, an additional form will open where you need to enter the minimum balance (threshold), upon reaching which automatic replenishment will occur, the replenishment amount, as well as the maximum amount of payments per day (optional parameter). For convenience, you can come up with a name for your automatic payment - this will make it easier to find if you need to enter corrections into the payment.

5. The creation of an automatic payment must be confirmed with a one-time password (will be sent via SMS).

6. Wait for an SMS notification about the fact of connection/non-connection of the service from the mobile operator.

Details in the video.

Connection via Mobile Banking (SMS commands to number 900)

To enable automatic payment for cellular communications, you can use the “mobile banking” service (also known as SMS banking) and arrange for the service to be provided via SMS. For this purpose, we send an SMS command from a mobile phone registered in the MB service (a mandatory condition!) to a special short number 900.

AUTO PAYMENT (space) “10-digit cell number” (space) “replenishment amount” (space) “threshold (minimum balance)” (space) “last 4 digits of the plastic card from which you plan to debit funds”

Instead of the word AUTOPAYMENT, the SMS message may also indicate AVTOPLATEZH, AVTOPAY, AVTOTEL, AVTO, AUTOPLATEZH, AUTOPAY, AUTOTEL, AUTO, AVTOTEL, AUTO.

Example of a complete SMS command:

Send SMS to number 900: AUTO 91234567890 350 50 9876, Where

91234567890 – ten-digit cell phone number. If this number is NOT registered in Mobile Banking, then this command (instruction) will need to be confirmed with an additional SMS response to an SMS message from the bank with the offer code. Alternatively, you can create an SMS template for payment for this number;

350 – payment amount in rubles;

50 – the minimum amount on the mobile phone balance (minimum threshold) at which the account will be automatically topped up;

9876 – the last four digits of the bank card from the account of which the machine will be used. payments. It is not necessary to indicate if you have one card.

Example of an incomplete SMS command:

SMS to number 900: AUTO 350 – in this case we activate the service on the phone from which we send this command (it must be registered in MB). If the threshold is not specified, it is set automatically, depending on the minimum possible values of cellular operators (see above). We also do not indicate the card number, since it is the only card registered in the MB service.

An SMS message from the bank will confirm the successful activation of the service: Activation of the "Autopayment" service to pay for phone number 9123456789 was completed successfully. The service will be activated soon.

After some time, your mobile phone should receive a short message from your mobile operator notifying you that the service has been successfully connected or notifying you of its refusal. In some cases, the operator may send an additional SMS message to coordinate the provision of the service.

If after a while the desire arises change the top-up amount or threshold, you will need to send a new message with the same content, only with different parameters, for example: AUTO 91234567890 250 30 9876, where the replenishment amount is already 250 rubles, and the threshold is 30 rubles.

Prepayment and payment against invoice

All of the above applies to the prepaid payment scheme, when a transfer from the bank to the operator is received when the established threshold (minimum) value of the mobile phone balance is reached. But autopayment is also possible according to the so-called postpaid scheme, when the bank pays the invoice issued by the cellular operator for the expired period. At the time of writing (and in accordance with official information from the bank), such a scheme of work is only possible with Beeline.

The command format is the same as in the example with an incomplete SMS command, i.e. send the command to number 900: AUTO 350, where 350 is the maximum amount that will be paid by the bank for the invoice from the operator.

To switch to this payment mode, let’s refer to Sberbank’s explanation in the Mobile Bank manual: “The ability to enable automatic payment for an invoice issued by a telecom operator requires the presence of appropriate conditions in the agreement between the client and the telecom operator.”

As you can see, there is not enough information to understand how to activate this mode - please contact bank employees and your cellular operator for additional clarification.

How to disable “Autopayment”

To cancel the service, the same options are provided as when activating it. Disabling the option in ATMs, terminals and online banking is done in the corresponding menu items. To visit a bank branch with your request, do not forget to bring your passport.

And to register a refusal via SMS, you need to send a message to number 900 with the following text:

AUTO PAYMENT (space) “cell phone number” (space) “last 4 digits of the card from which the debit was made”

Example of an SMS command to disable the service:

SMS to number 900: AUTO 91234567890 9876, where

91234567890 9876 – phone number at which the service is disabled;

9876 – last 4 digits of the card number from which payments were made. It is not necessary to indicate if only one card is registered in the MB.

You can also use the help of Sberbank contact center employees and express your desire to refuse the provision of automatic payment services.

Types of automatic payments in Sberbank

Many people are accustomed to the word “autopayment” to mean automatic replenishment of the mobile phone balance. This is true, but only partly - you can pay for many more services automatically. Here are just a number of services available at Sberbank, so to speak, for the sake of completeness of the review.

Traffic police fines and taxes

In the settings for such a payment, you need to specify the details of your driver's license and registration certificate of your car. From time to time, Sberbank will check for fines issued in your name. Only the payment algorithm here is slightly different:

1. First, an SMS is sent to your phone with information about existing fines and a confirmation code.

2. Then you send a confirmation code to number 900 if payment needs to be made. If you want to pay the fine later (in another way, take time to challenge the protocol...), you can simply not respond to the message received.

If payment is successful, you will also receive a notification on your cell phone. Commission – 1% of the fine amount.

Housing and communal services, internet, TV

With this option, you will be able to pay your phone bills, utilities, internet, satellite TV and other similar payments on time. There are two settings available here:

the amount of payment will depend on the invoices issued;
periodic payments for a fixed amount.

You set the date for checking the debt yourself when you activate autopayment. On the appointed day, the bank will check the availability of accounts for payment and send you a notification with a code. There is a slightly different debt repayment scheme - the payment is made automatically, so the code is sent not to confirm, but to cancel the payment (if necessary).

The commission is paid in the amount of 1 percent, but within 500 rubles. The only inconvenience is that you will need to contact the bank’s structural unit for a payment receipt or print it out in the Sberbank Online service. Confirmation will also be sent to your phone via SMS. about automatic payments for housing and communal services.

Loan repayment

With this service, you will definitely not “oversleep” the date of your next loan payment. Now Sberbank will monitor this for you. The day before the cancellation date, you will receive a message about the upcoming write-off. Here, just like in the previous type of automatic payment, you receive a code for the opportunity to refuse the transaction, but you do not need to confirm it.

If you pay for a loan from a third-party bank, you will be charged a commission in the amount of 1 percent of the amount replenishing the loan account, but within the limit of 500 rubles. But “native” Sberbank payments are carried out without charging a fee.

In this article you got acquainted with the popular Sberbank service, and read what people say about it.

Various taxes and fines, constant payments for kindergarten, school, etc. Payments must be made every month, which means finding free time and energy for this. Of course, it’s a little easier for clients who are used to using Sberbank Online than for others. You can find payments in the transaction history and repeat them again from time to time, in any case, this eliminates the need to enter details and data.

But Sberbank went even further and offered its clients the “Autopayment” option. Its most important advantage is that transactions are completed instantly. All you have to do is connect Sberbank auto payments for each required operation, select the payment date and enter the amount.

The system itself makes the payment if there are funds on the card. Although with some reservations. For example, when paying for housing and communal services or loans, you will be notified 24 hours in advance about the upcoming payment, so that you have time to top up your account or cancel the transaction. And when money is credited to a mobile phone account, such a notification is not provided, but you yourself can choose the minimum threshold at which payment will be made.

Connecting Autopayment

Via SMS

We send a request to number 900 with the following content:

AUTO Tel No. AMOUNT threshold Card No.

In this example:

Phone number – number of the mobile phone being topped up (yours or any other).
threshold – the account balance from which the option is activated (for example, the phone is topped up whenever 50 rubles remain).

In the example in the picture, AutoPay is connected to the phone number linked to the card (therefore it is not indicated in the message), and the thresholds are set by the system itself, calculating them from the top-up amount.

Through Sberbank Online

Connecting the option through your Personal Account may take you some time, especially if you create several such payments. Let's consider connecting Autopayment to top up your mobile phone account.

You can also find any payment in the message history and activate Autopayment through it. Just click the special link below and confirm the operation.

Using terminals or ATMs

In any self-service device, you just need to connect this option:

When connecting to the service, everything is quite simple and clear. Now you should consider the option of disabling. If AutoPay is no longer needed and you need to delete it, what is the best way to do this?

Why might it be necessary to destroy AutoPay? Let's say you've been paying off your loan using this method for several years and have already paid off your debt. Or they went to another city, and there they changed their place of work, and now there is no need to use a Sberbank card, because the salary comes to the card of another bank.

Disconnection methods

Via mobile phone

This option is only suitable for disabling mobile payments. We send a request to number 900 with the following content:

AUTO-tel no. AMOUNT card no.

In this example, notice the minus sign that appears after the word "AUTO".

Phone number – your or someone else’s phone number with the option enabled.
Card number – the last digits of your card.

Using Sberbank Online

Using self-service devices

In any ATM or terminal, you can also simply disable this option:

Internet banking does not just allow you to perform a huge number of financial transactions while sitting at your computer. Over time, its capabilities grow. Services such as Sberbank Autopayment allow you to plan your time and budget as effectively as possible. All you have to do is deposit the required amounts in a timely manner (and if you have a salary card, even this need disappears), and the system will do the rest. Pay for, pay off loans, pay for mobile communications instantly by connecting the convenient Sberbank option.