Bps Sberbank Internet banking - Personal account. Internet banking of BPS-Sberbank. Interesting features, extensive functionality Bps banking login Belarus

BPS-Sberbank online is one of the types of remote banking services (RBS) from BPS-Sberbank OJSC in the Republic of Belarus. In terms of its functionality and organization of services, BPS-Sberbank online is, with data storage on the bank’s server, access to your personal account to carry out transactions, etc.

The main purpose of BPS-Sberbank online is to enable individuals to manage funds from their own card accounts.

How to connect BPS-Sberbank online and what is required for this?

Any account holder at BPS-Sberbank OJSC can become a user of the BPS-Sberbank service online. Most often, holders of a BPS-Sberbank payment card become clients of the service. They usually have a salary card and use it for household payments.

To gain access to the service, the cardholder must enter into an appropriate agreement with the bank in one of the branches of OJSC BPS-Sberbank. But registration is possible without a personal visit, through the website https://i.bps-sberbank.by.

To work with the BPS-Sberbank online service, you must have a computer and minimal skills in working with it. No special programs are required to receive the service. But the version of the Internet browser must be up to date. For example, Internet Explorer is not “older” than the 9th edition.

Functionality of BPS-Sberbank online

With the help of BPS-Sberbank online it is possible to:

Conduct financial transactions:

• Payments in the system - utilities, communications, Internet, etc.;
• Other payments to individuals and legal entities;
• Transfer of funds from a BPS-Sberbank card to another card;
• Repayment of loans;

Receive information about account balances, transactions performed, receipts and payments.

Generate bank statements.

View background information (exchange rates, ATM locations, etc.).

Activate some banking services:

• Notification via SMS about transactions with a card account;
• “One-button payment” - making periodic payments with one click according to the online form saved in the BPS-Sberbank service;
• “Automatic payment” is permission for the bank to make payments without a separate order from the client for a specific transaction. The list of such payments and their recipients is determined in advance by the client.
• “Verified by Visa and MasterCard SecureCode” is a way to provide additional security for payments by entering an additional, one-time password received via SMS.

Work with deposits:

• Open bank deposits and replenish them;
• Transfer funds to impersonal metal accounts (exclusive service of BPS-Sberbank).

Monitor the card account security system:

• Change your personal account login password;
• Block and unblock a bank card;
• Choose a method for additional confirmation of transactions with passwords;

Regulate the visibility of certain services.

How much does the BPS-Sberbank online service cost?

You can use the BPS-Sberbank service online either for free or for 7.5 rubles (BYN) per year.

By choosing free service, the client significantly limits his options. Only the following are available to him:

• Obtaining reference information;
• "Automatic payment" service;
• SMS notification;
• Verified by Visa and MasterCard SecureCode.

The last two points relate to the security system. Payment options are limited to automatic debiting. This option seems convenient only for periodic payments for utilities, etc.

Clients who have entered into a comprehensive banking service agreement receive access to all service capabilities.

It seems obvious that 7 rubles 50 kopecks is an acceptable fee for freedom of payments and other transactions throughout the year.

You can find out more about the service from the employees of BPS-Sberbank OJSC or on the bank’s website, section “For Individuals”, subsection “Payment for services using remote channels”, item “Sberbank Online”. On the same page, on the right, you can find the contract form, instructions for working with the service and answers to some questions.

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BPS Bank is a remote customer service system from BPS-Sberbank, operating in Belarus. Internet banking gives Belarusian clients the opportunity to use all bank services and control accounts and cards online. All operations are carried out in your personal account; below we will tell you how to register, log into your account and use it.

Login and account registration

Until 2015, bpsb had a different banking system, after which it switched to the same service that operates in Russia - Sberbank Online.

Only the client who has an account or card with BPS will have access to the personal account. There are two ways to become a user:

• By concluding an agreement with the bank. You only need to take your passport with you.
• Registration without visiting a branch on the lender's website.

If you visit a branch, the bank manager will issue a temporary password and login after submitting the application.

When registering on the site, you need to click on “Register” and enter:

• Card or account identification number.
• Mobile number to which session codes and passwords will be sent in the future to confirm transactions.

By clicking on “Continue” a password will be sent to the specified number. By entering it into the line on the site, the client’s identity will be confirmed and access will be opened. Now you need to log in to your personal account.

The generated password is not secure. The user needs to change it in the future, creating a new, complex combination.

Login to your BPS personal account is carried out on the main page of the official website www.bps. sberbank. by. No special software or devices are required for authorization.

Let us remind you that if you enter the wrong password several times, access to your account will be blocked for several hours.

Using the BPS office

There are two options for connecting to LC:

• For free.
• For 7.5 rubles per year (BYN version).

In the free subscription option, the client receives much fewer features. He can only:

• Receive information about bank accounts and cards.
• Use auto-payment and SMS notifications.
• Confirm transactions by entering one-time passwords.

It is impossible to make payments yourself - only through automatic debiting of funds. This is only suitable for those who need to make periodic payments.

Therefore, paying such a small amount is worth it - the user will have access to all the functionality of the account for a year.

The system is not much different from the Sberbank Online service operating in the Russian Federation. The account allows individuals:

• Manage your accounts and cards.
• Transfer funds to individuals and legal entities to cards and accounts of BPS-Sberbank and other financial institutions.

• Open and replenish deposits, withdraw money to impersonal metal accounts.
• Pay for services and purchases in online stores - housing and communal services, communications, Internet, fines and taxes, etc.

• Apply for loans and make payments on them.
• View information about accounts, credit and debit cards, deposits, as well as information on balances and transactions.
• Receive payment documents and generate documentation from them.
• View background information about exchange rates, locations of ATMs and financial institution branches, current promotions and programs, etc.
• Activate and deactivate bank services, order and block cards.
• Change account settings: login details, make strictly defined services visible, view the log of user authorizations, etc.
• Take out insurance and make payments on it.

• SMS notifications about transactions.
• Automatic payment for specific transactions without the client’s instructions (for this, the user must submit a list with payments and recipients).
• A service similar to the previous one – “One-button payment”. In one click, periodic payments are made, pre-specified in the personal account, i.e. without visiting the bank.
• Approval of payments by entering one-time passwords sent via SMS to the user’s number (different service names are provided for Visa and MasterCard cards).

All operations are carried out in 4 sections:

• "Payments and transfers".
• "Deposits and accounts."
• "Cards".
• "Credits".

Here you can not only carry out transactions, but also view information on currently issued banking products and already closed accounts. The main page of the account already provides information about cards, deposits and accounts.

You can familiarize yourself with the terms of service for individuals on the bank’s website by opening the “Individuals” section and going to the “Payment for services using remote channels” subsection. Here are instructions for using the service, maintenance procedures, answers to basic questions and recommendations for ensuring account security.

The work of the office is protected by the SSL protocol. Check the address bar when you visit the site - a lock icon should appear. This means that the data transfer is secure.

By setting up the “One-button payment” function, you can make payments for similar transactions every month.

The function of adjusting the visibility of products is purely aesthetic, allowing you to remove unnecessary information from the dashboard interface.

Please note that you can get a mini-statement from your account, to generate which you need to create a report on your personal account. To do this, you need to click on the “Extract” tab in your personal account and enter the following data in the fields that open:

• The beginning and end of the period for which the report is needed.
• The card or account for which the statement is issued.

Receipts and statements can be sent by email, saved as PDF and printed. The subsection “Calculation sheets” will be useful to those who plan to conclude any transaction in the near future. For example, if the employer signs an agreement with BPS.

You can create template payments by entering parameters in the “Quick payments” subsection.

Important! You can link the Yandex.Money e-wallet to your account or card (this service is part of Sberbank). To do this you will need to go through an identification procedure. Transfers from a wallet to cards are possible:

• Visa.
• MasterCard.
• Belkart.

There is also a mobile application for BPS Bank. You can download it for Android and iOS OS from the PlayMarket and AppStore stores, respectively.

Important! A useful section called the financial manager can be found by opening the “My Finances” section. He will analyze the available profit on all active accounts, cards and loans.

If it is decided to terminate cooperation with the bank, the client only needs to submit an appropriate application to close all products and services. After this, access to the personal account will be closed.

So, access to the account is provided to persons who already have any banking product. The service is convenient and concise, offering all the possibilities for managing your funds and services.

BPS Sberbank is the official mobile banking for Sberbank clients from the Republic of Belarus. This application provides the ability to conveniently manage personal finances. It provides round-the-clock access to accounts, loans and deposits, and also helps to check the card balance and transfer funds to cards of Belarusian and foreign banks.

Internet banking

You can use Sberbank BPS anywhere in the world. The application completely replaces a bank terminal and helps you perform financial transactions without visiting bank branches. Using the appropriate menu items, you can buy currency, make a transfer, set limits on cards and accounts, contact support, find the nearest ATM, and even get expense statistics.

Yes, the application not only performs the functions of mobile banking, but is also your personal finance manager. By monitoring the statistics, you can find out where the bulk of your monthly budget “goes” and reduce unnecessary expenses.

Payment for services

Like any other mobile banking for Android, BPS Sberbank allows you to pay for utilities, mobile services, Internet, television and other services from more than 50,000 company partners. With its help you can even pay taxes, state duties and fines.

Key Features

• allows you to manage cards, deposits and accounts in BPS Sberbank;
• provides detailed statistics on account expenses;
• serves to pay for housing and communal services, fines, mobile communications and the Internet;
• has a pleasant interface in corporate light green tones;
• makes it possible to manage limits and block cards;
• includes a map with the location of the nearest ATMs;
• Works even with relatively old versions of the Android operating system.

Testing the Internet Banking service from various financial institutions. Today we will explore the capabilities of the service from BPS-Sberbank.

You can activate this service online. To do this, you will need a passport (you will need to enter an identification number).

Service home page

So, once you are on the start page of the Internet Banking system, you can find out the following information...

...find out the location of the nearest bank branch...

And…

• see bank news
• transfer money from a card to a BPS-Sberbank card (or to MasterCard cards of any bank). The main thing is that the 3D-Secure service is connected to the card

Let's finish getting acquainted with the start page and go to the application to get acquainted with it and its capabilities. The main page looks like this...

• "Fast payments"
• "Bank News"
• "Currency rates"
• "Information about cards"
• "Personal menu"
• Main menu systems

First, let's look at "Personal menu"

For any transaction, you can view the receipt, print it and save it, or send it by mail.

"Payment Management". At this point you can edit your quick payments, both signed and last paid.

"Automatic payment". We will not dwell on autopayment, but note that this The service at BPS-Sberbank is paid.

When you click on the card, actions that you can perform appear in front of you.

Also on the main page there is a block "Help", where you can find out the bank's tariffs and read the user manual.

Let's move on to the main menu of the system. It includes the following sections:

• Payments and transfers
• Cards
• Deposits and accounts
• Loans
• Closed accounts

In the same section you can find a filter for selecting the required payment.

Section "Maps" We covered it above, so we won’t repeat ourselves and move on.

"Deposits and accounts"— at this point you can open a new deposit and monitor existing ones...

"Closed accounts". This section lists all accounts closed less than 6 months ago, for which you can view a full statement.

We have compiled a list of operations (if any) that are considered when testing the Internet Banking service:

• Creating an auto payment
• Availability of payment history
• Free payment
• One button payment
• Transfer from card to card
• Opening a deposit
• Credit application
• Contact with the bank

Creating an auto payment

You can create automatic payments in the Interner Bank system. To do this, go to the “Automatic payment” section, select the required payment and create a schedule.

Availability of payment history

Payment history can be viewed in the section "Operations history". Each receipt can be viewed in detail, downloaded, printed and sent by email.

Free payment

The system allows you to make a “Custom payment”, but the bank will charge a commission for making it.

Create a list of your payments

To create a list of your payments, you need to add it to "Fast payments". After making any payment, you need to click the button “Add to “Signed Payments”, or "Last paid"

One button payment

In chapter "Payments and transfers" there is a service "One-button payment."

Transfer from card to card

You can make a transfer either to your card or to the card of another BPS-Sberbank card holder, or even to the card of another financial institution. Both cards must be from a payment systemMasterCard!

When making a transfer to another bank client, you need to know the recipient's card details.

When transferring to a card from another bank, you must provide card details:

• from which the payment is made
• to which funds will be credited

Feedback from the bank

You can contact the bank as follows:

General impression

The Internet banking system from BPS-Sberbank has enormous functionality. True, there is also an incomprehensible section - “History of statements”. We ourselves still couldn’t figure out what should be indicated there, so we had to call the bank.

By the way, the bank charges a commission for many payments - it turns out that this is not such a free service.

To summarize:

Connection

1. Connection occurs via the Internet - 2 points
2. Connection is carried out immediately as soon as you register - 2 points
3. You can use the service immediately - 3 points

Convenience

1. To log in you need a login and password - 2 points
2. To pay for mobile, Internet provider and utility services, you need to make 3 transitions - 1 point
3. There is quick access to frequently used functions (fast payments, last paid) - 2 points
4. Session passwords are sent via SMS - 2 points
5. Limits cannot be managed - 0 points
6. Balance is available on the main page - 2 points
7. You can change your password in the system - 3 points

Payments

1. You can create automatic payments - 2 points
2. There is a payment history. There is a search for payments - 2 points
3. There is a function “Custom payment” - 3 points
4. You can create “Quick payments” and rename existing ones - 2 points
5. Payment occurs in real time - 5 points
6. There is a “One-button payment” function - 1 point

Translations

1. You can make transfers to your bank cards - 2 points
2. Data required for transfer - card number and card expiration date - 3 points
3. Speed ​​of transfers - within an hour - 2 points

Deposits

1. You can open a deposit in Internet banking - 1 point
2. You can replenish deposits in the Internet bank - 1 point
3. In Internet banking you can transfer deposits to a card - 1 point

Loans

1. You cannot leave an application for a loan online - 0 points
2. To obtain a loan, you must contact a bank branch to draw up and sign documents - 0 points
3. You can repay loans through Internet banking - 1 point

Additional features

1. There is no online application for card reissue - 0 points
2. You can block your card online - 2 points
3. You can connect SMS alerts - 3 points
4. Receipts are kept. They can be downloaded, printed, sent - 2 points
5. When working with a card, indicate the location of the bank branch and operating mode - 2 points
6. You cannot order a card online - 0 points
7. You can connect and disconnect 3-D Secure - 3 points
8. There is information about exchange rates, branches and ATMs - 2 points

Feedback

1. There are 5 communication channels for communication with the bank - 5 points
2. Waiting time for an answer to a general question - 56 seconds - 5 points
3. Waiting time for a technical question - 56 seconds - 5 points

Errors

1. There were no errors - 5 points

Personal opinion

1. Overall user experience - 4.5 points

The result of testing the Internet banking system from BPS-Sberbank is 83.5 points out of 100 possible

A few years ago, no one could even think that it would be possible to use Internet banking. Back then no one even knew such words. Today, most people understand these expressions, and they use them very often in their lives. How to log in to BPS Sberbank Internet banking?

Ease of learning

In order to take advantage of all the capabilities of this system, you must register. This procedure will not take much time. But it’s better to plan your trip to a bank branch in advance. Sometimes there are queues at these places. Clients may have a variety of questions that are best answered right away. Bring your identification documents and personal card with you. Before signing the agreement, it is better to read everything carefully if you do not want any questions or unforeseen situations to arise in the future with the withdrawal of funds from the card. Ask the bank representatives about everything in detail; they will be happy to answer everything that interests the client. After signing certain documents, you will also need to fill out an application indicating consent to the processing of personal data. When these actions are completed, a number of special functions will open to the customer that can be used at any convenient time. Bank employees will issue a personal login and password and create a new account. Do not share your login information with anyone in the Sberbank BPS system. It contains a lot of useful information that it is better for only the main person to know about. But don’t forget this data yourself. If you write the wrong numbers and letters three times, your account will be blocked for a certain time.

Useful features

By logging into a personal account, a Sberbank BPS client opens many functions for personal use that were previously available only at bank branches or after calling the phone line.

Need to transfer funds? Does it need to be done urgently? Is it midnight? These are the advantages of registering for Internet banking. You can make a transfer at any time of the day. The user can do this without paying an additional commission.

How to deposit funds to a subscriber's number? By installing the BPS Sberbank application and logging into the system, topping up your account or one of your family members will not be difficult. There is also no commission.

Thanks to such useful features, the number of customers and positive reviews is growing every day. But the list doesn't end there yet.

What to do if the card is lost? It is necessary to immediately block it so that information from it does not get to scammers. Internet banking or an application comes to the rescue, where you can block the card when a loss is detected. Now you don't have to look for a hotline number.

Always be aware of how much money is stored on the card. Internet banking and the Sberbank BPS application will help with this. It is easier to control your account when there are such useful functions. No more trips to ATMs to get information about your income, no more checks in your wallet or bag.

How to make your funds work? The best option would be to open a deposit. This can be done with just a few clicks on your personal page. There the client will receive all available information about possible interest rates and conditions. When is the best time to top up your credit account? On what day should the mandatory payment be made? The user will find out all information about accounts by logging into the Sberbank BPS personal account. Also on the same page you can place a time deposit with instant payments. Another way that brings real profit is investing in coins and metal accounts. Their value is growing every day, so those who do it on time will receive a good income.

How can you refuse such opportunities? Instant work with a card in BPS Sberbank is possible for anyone who logs into Internet banking. Stay confident in your funds by managing them when it's convenient and at any time of the day.

Provides its clients with a huge number of services. The page tells you how to pay for Rostelecom services. And it tells about ways to check the balance of a bank card.