Priority pass card. Priority Pass card: what it does, its capabilities and application Check the priority pass card

Priority pass is a club card for visiting business lounges (vip zones) at the airport. For those who fly frequently and want to do it in comfort. Only the owners can use the club card. Business class lounges are available only to club members, their guests or relatives. For others, access is available upon payment at the entrance or with a business class ticket. It is not possible to pay for a visit to the business waiting area at the entrance everywhere.

Features of using Priority Pass

priority pass card is not used to pay for purchases;
Together with the holder, his companions can visit the VIP lounge (the number must be clarified in advance in the selected waiting room);
it is possible to use the Digital Membership Card as an alternative to Priority Pass - transfer to third parties is prohibited;
fee per person for each visit;
upon presentation of the card, an imprint is made or the data is entered into the database, and a receipt is issued against signature;
visiting the halls with children may not be available - you need to check in advance;
the company is not responsible for the provision or non-provision of services, or for the conditions of the visit;
not missing your flight is the responsibility of the card holder; lounge operators are not required to announce flights;
alcoholic drinks may be provided free of charge or absent if this is contrary to the law of the country in which the airport is located;
alcohol and telephone use may be charged separately;
Only passengers of upcoming flights are allowed into the lounges, in some - only for 4 hours, after which additional fees may apply;
access to the halls of the Schengen zone upon presentation of a Schengen card;
in the US, a valid boarding pass is required for access;
The Priority Pass card is linked to a bank payment card, from which money for visiting VIP areas is automatically debited.

Airports participating in the program

The Priority Pass card is valid at 900 airports, 1000 lounges, in 130 countries - a comfortable wait for a flight in almost any country. Used as a pass to the VIP lounge. Visiting conditions must be clarified in advance - lounge areas have different conditions from dress code to maximum number of guests.

Available to the owner:

free food and drinks;
free alcohol (in some rooms, to be clarified);
Wi-Fi;
ability to charge gadgets;
comfortable furniture;
air conditioner;
office equipment;
the possibility of visiting the hall with a small group;
24-hour provision of services regardless of the class of plane ticket.

Additional features (not available in every room)

mother and child room;
opportunity to take a shower;
gaming;
Possibility of visiting with children.

If any of this is important for you and your comfort, select a suitable room in advance. All information is available in the club application or on the website. Sometimes the general condition of the room may differ from the information brochure.

3 service packages for club membership

When registering for Priority Pass, you need to choose a suitable package of services, there are three in total:

Standard

Membership fee 99 EUR in year

Cost of one visit per person 24 EUR

Standard Plus

Membership fee 249 EUR in year

10 free visits available, the rest at 24 EUR

Prestige

Membership fee 3 99 EUR in year

All visits to the lounge are free for the holder

For the guest - 24 EUR

You can get a card by leaving an application on the official website. This requires:

fill in the form,
make a contribution,
indicate your postal address.

Or you can get it from one of the banks. In most cases, the service is included in the Premium package by default - you will have to refuse it if you do not need it.

Top 10 cards with Priority Pass: conditions and cost

To register using the Premium package, you must have sufficient financial resources and stability. Often the choice is made in favor of a bank whose client a person has been for a long time, which guarantees the operation of the banking service system and communication with managers according to expectations. Let's consider offers from Russian banks.

Sberbank of Russia

The Priority Pass card from Sberbank is available in the Premier package.

receipt: free.
Service from the 3rd month is paid - 2,500 rubles. monthly
service is free if the amount of remaining funds for the billing period exceeds 2.5 million rubles. (the balance is taken into account for all card accounts in total)

Promsvyazbank

The bank included Priority Pass in the Orange Premium Club Premium program.

registration is free
1 month preferential, no payment. From 2 months - 2,800 rub. monthly.

Conditions for beneficial use:

the total account balance at the end of the month should be 2 million rubles.
total balance 1 million rubles. and the amount of settlement transactions performed is at least 50 thousand rubles.

Bank Unicredit

The Priority Pass service is included in the Prime package.

subscription fee 3000 rub. per month.
with a total amount of residual funds for the billing period of 2 million rubles. - service is free

Rosbank

The service is available when purchasing the Premium package. Monthly payment 2500 rub., 30 000 rub. in year.

Payment is not required if one of the conditions is met:

the total balance on all accounts is not less than 2 million rubles;
the amount of monthly income is 150 thousand rubles. or more;
the amount of balances is from 750 thousand rubles, expenses on the main card are not less than 50 thousand rubles.

Alfa Bank

Provided free of charge when purchasing Alfa-Miles Signature. Visiting VIP rooms is paid separately per visit - 27 Euro per person.

VTB 24 Bank

The service is included in the Privilege package. Subscription fee 2,500 rub. per month.

Free if one of the following conditions is met:

non-cash payments in the amount of at least 55,000 rubles.
receipts to the account from 120,000 rubles. monthly
the balance on all accounts is at least 2 million rubles.

Otkritie Bank

For each visit to the VIP lounge, Visa Platinum and MasterCard holders will need to pay $27 per visitor. For Visa Infinite holders - free

RaiffeisenBank

The service is included in the “Premium banking” package - you can earn free visits for yourself and guests by gaining five stars.

For compliance with one of the conditions - one star:

for every 500,000 rub. on any ruble accounts;
for every salary 100,000 rub. received to the account from a legal entity;
for every credit 3,000,000 rub. from Raiffeisen Bank;
for every 10,000 euros in foreign currency accounts or in the form of a deposit;
for every RUB 50,000 spent.

If there are not enough stars, the subscription fee is 5,000 rubles. monthly. The first month is free.

Gazprombank

Priority pass is available only to owners of the Premium package of services.

Free registration for Mastercard World Elite, World Signia, Black Edition or Platinum "Gazprombank Premium". Paid maintenance: In the 1st year - 15,000 rubles, from the 2nd year - 25,000 rubles.

Bank Avangard

The annual fee for servicing with a classic credit card is 600 rubles. - €25, with premium, Platinum class - 5500 rub. - €200 — Free receipt when spending over 20,000 rubles. or when applying for a Premium credit card

Important

If none of the proposed options from banks suits you, you can order a card with postal delivery on the Priority pass website by selecting the desired format and paying the fee.

you receive a card even if you do not use Premium services in the banking system

unlimited visits only in the “Prestige” plan

Additional terms of use

To cancel Priority Pass, you need to write an application or wait until its expiration date.
To renew, you need an application for re-issue or an application for automatic renewal of membership until written refusal.
If a transfer to a third party is detected, the card is closed and the owner is deprived of privileges.
For damages due to inappropriate behavior or appearance, you or your companions may be fined and asked to leave the venue.

Some credit institutions offer holders of premium bank cards a Priority Pass card as a gift, but not everyone knows what the advantages of this card are. Therefore, in this article we will try to correct this.

About the capabilities of the Priority Pass card

Priority Pass is a well-known program operating at approximately 600 airports around the world. As for the Russian Federation, there are only three such airports (Pulkovo, Sheremetyevo and Vnukovo).

Priority Pass card holders are given access to VIP lounges at international airports. There they can use various business services (Internet, telephone, meeting room, fax, etc.). A number of airports, in addition to the above services, offer free drinks and snacks and a shower. They can also provide a separate room for sleeping. Services can be provided free of charge or for a fee, it all depends on the specific airport.

If you want to take advantage of these additional privileges, you only need to present your ticket and Priority Pass card at one of the airports that participate in the program. It is worth noting that the owner can always use the card, regardless of the flight category he is flying on (business or economy). If the cardholder is not traveling alone, then you can also take fellow travelers with you to the VIP lounge, but the age of the guests, as well as their number, may be limited.

Application of the card

It is worth noting that this card is not a payment card; in general, it can be regarded as a regular membership card of the system. It can only be used by the owner, and you must present an air ticket. The expiration date is indicated on the front side of the card. It should also be noted that the owner must sign on the card.

When visiting a VIP lounge at the airport, the card holder presents it to one of the lounge employees, who must take a stamp from the card. Next, the owner needs to sign a document about the visit to the airport. This document contains information about the number of persons, date of visit, name of the hall and the airport itself, etc.

At the end of the month, the cost of all services not included in the tariff plan will be debited from the payment bank card that is linked to Priority Pass.

It is also necessary to separately emphasize that having a Priority Pass card does not guarantee one hundred percent access to the VIP lounge: persons who behave inappropriately with access and those who do not comply with the dress code will not be able to enter the lounge.

Where to buy a card

There are two ways you can use to purchase a Priority Pass card.

The first method is getting a card through a bank. Many credit institutions provide a Priority Pass card as a free bonus when you sign up for a premium debit or credit card. Sometimes banks provide Priority Pass for classic cards as well. Using this method, the client will be able to issue a card within five days. Ultimately, the bank employee issues a card with a brochure that contains all the information about the capabilities of this card, as well as the airports where it is valid.

The conditions for issuing cards under the Priority Pass program vary from bank to bank.

For example, at Sberbank such a card can be obtained by Sberbank-Premier clients (that is, clients who have issued a Sberbank Platinum American Express platinum card). The annual service for a platinum card of this bank is 15 thousand rubles per year. There is also a pre-approved offer, according to which you will have to pay 10 thousand.

The Priority Pass card at Uralsib Bank is provided only upon opening a special card. Registration of MasterCard World “Aeroflot Bonus” is free, but for annual service you will need to fork out 6,000 rubles.

If we consider Avangard Bank, then you can get Priority Pass by issuing a classic credit card (service for the year is 600 rubles), but there is one condition - the average monthly turnover on the account should not be less than 20 thousand rubles over the past year.

When applying for a platinum or gold card at Avangard Bank, the Priority Pass card is provided to the client free of charge, without any restrictions on the turnover of funds. Let us add that the cost of servicing a platinum card is 5,000 rubles per year, and a gold card is 3,000 rubles.

To receive a Priority Pass card from Raiffeisenbank, you need to select a MasterCard® World Black Edition debit card or activate the Premium service package. To use such a package of services, you will have to pay 3,000 rubles every month.

Of course, all the banks listed above provide Priority Pass cards only in the entry-level category, which cost $99.

The second method is to order a card online, on the official Priority Pass website. First you need to register, then pay a membership fee and pay for card delivery. In addition, you will need to link the new card to a regular bank card so that the visit fee is debited from the latter. Thus, after about a month you will be able to receive a card.

Premium service is a service that Sberbank offers to customers who actively use cards from a financial institution. As part of the package service, the Priority Pass card is issued free of charge and opens the doors to hundreds of international business lounges at airports in most countries of the world - ideal for tourists and those who constantly go on business trips. What privileges does the Sberbank Priority Pass card provide? How to get and use it?

What is a Priority Pass card?

The Priority Pass card is a pass to the VIP areas of several hundred airports around the world. This international program allows you to relax comfortably before departure, relax in case of flight delays and be a welcome guest at air terminals. It does not matter where the holder is flying, what class of ticket he has, or who the carrier is. The card confirms membership in the club of privileged passengers - with its help, the owner himself and an unlimited number of his guests can enter the business lounge.

Features of the Priority Pass card for its holder

Millions of people are already using the program. The main bonus of the card is unlimited access to participating airports and the ability to use numerous amenities before departure:

relax without unnecessary noise - there are usually fewer guests in business lounges than in general recreation areas;
wait for the plane in comfortable soft seats;
order drinks and light snacks for free, sometimes full hot food and alcohol are provided;
read newspapers and magazines;
watch TV;
charge your smartphone;
use unlimited internet.

Free access to restricted areas of airports and improving the quality of service during flights is the main goal of the program.

Who benefits from issuing a card?

Getting a Priority Pass card will interest not only financially secure people who are accustomed to luxury and comfort. This card is suitable:

active travelers who fly at least several times a year - to other countries, across Russia, to visit relatives, friends, or on vacation;
everyone who, due to work, often goes on business trips and uses airport services;
people who do not want to find themselves in a difficult life situation - for example, when after a vacation your savings are gone and your flight is delayed indefinitely;
businessmen who always want to “keep their finger on the pulse,” as the card allows free use of conference rooms, working with a laptop, even taking a shower before an important meeting.

Priority Pass is the choice of those who make regular flights; in this case, using the card will be really profitable, and savings per year can reach tens of thousands of rubles.

How to apply for a Sberbank Priority Pass card?

All adults participating in the Sberbank Premier or Sberbank First program can receive a premium service card. How to do it?

Contact the nearest branch where privileged clients of Sberbank are served. Card production takes up to 10 days;
On the official website of the credit institution, you need to fill out a form, indicating your full name, contact number and residential address, after which you can visit a bank branch and pick up the plastic or order delivery.

The Premier program, in addition to issuing a Priority Pass card, also provides other services - increased bonuses for purchases in several categories, deposits with an increased rate, attractive rates for foreign currency conversion, free insurance and a tax assistant.

Priority Pass tariffs for Sberbank Premier holders

The card issuance and services are provided free of charge, but a fee is charged for the connected Sberbank Premier package. Tariffs in effect in 2019:

grace period – 60 days, when no fee is charged;
then the cost of monthly service is 2500 rubles;
if there is a balance on the client’s accounts over 2.5 million, or 1.5 million and purchases per month from 100 thousand, or purchases from 200 thousand rubles, the service costs 0 rubles.

The card has a limited validity period - if it expires, the plastic is lost or damaged, it will be replaced.

Terms of service with the “First” package

Holders of the Sberbank First package can also receive a free Priority Pass card, but the conditions are less favorable for them:

the cost of monthly maintenance is 10,000 rubles;
For free service, it is necessary that the client’s accounts have a minimum balance of 15 million rubles. for residents of the capital, 5 million - for other cities and the Moscow region;
You can open up to 10 cards for your friends or relatives - everyone will be issued a pass to the areas for privileged guests.

Neither the system nor the bank limits the number of visits to business zones - this can be done any number of times by inviting guests with you. True, the airports themselves can impose restrictions - usually the owner and no more than 9 of his companions can pass through the card. Some business lounges also impose restrictions on the duration of the visit, for example, you can only enter at night.

Where do holders have free entry?

The Priority Pass program is constantly being improved; today guests have access to 1,200 airports in hundreds of cities around the world. You can find a business lounge where you can enter for free with a card on the program website or in the application developed for participants. The most visited airports participating in the system include:

in Russia - Sheremetyevo, Vnukovo, Domodedovo, Pulkovo, as well as dozens of other airports in Voronezh, Belgorod, Novosibirsk, Murmansk, Kazan, Vladivostok and other cities;
in Turkey - Ataturk and Sabiha Gokcen airports in Istanbul, Esenboga in Ankara, Milas in Bodrum and others;
in Egypt - Cairo, Marsa el-Alam, Sharm el-Sheikh;
in Greece - Athens, Heraklion, Mykonos;
in the Netherlands – Schiphol International Airport in Amsterdam.

Every year, more and more airports around the world join the program, giving guests additional options wherever they are.

When does the Priority Pass card not work?

Possession of a valid lounge pass is not a 100% guarantee that a passenger will be able to access the privileged guest area. Passage may be denied for several reasons:

if you don’t have a plane ticket, both the card holder and the guests are checked for its availability, so simply going to the business lounge, relaxing there and going home won’t work, although there have been exceptions;
if there are no seats in the hall, this occurs in exceptional cases, since usually the number of people willing to go here is small due to the high cost;
in case of inappropriate appearance, when a passenger behaves inappropriately - however, in the VIP lounge itself, alcoholic drinks are served to guests, but this service is not available everywhere.

As reviews show, conflicts and misunderstandings are very rare, and guests can always relax in comfort while waiting for a flight.

Is it worth getting a Priority Pass card: pros and cons

On the one hand, the Priority Pass card is a pass to the world of privileges with a lot of bonuses, free and friendly service. On the other hand, users are put off by the high cost, so many doubt whether it is worth applying for plastic, is it profitable? Among the undeniable advantages of a card from Sberbank are:

free service in hundreds of business lounges with a high level of comfort;
There is a grace period of 2 months - you can use the card for free and test its convenience;
Priority Pass is provided as part of Sberbank Premier, which includes other bonuses, for example, 10% is awarded for purchases at gas stations and taxi rides, real insurance protection is provided;
the opportunity to save money if you make regular flights - you can arrive at the airport in advance, a long wait for a flight will not be a tedious ordeal;
in case of plane departure delays, the card will become a real salvation without compromising your budget - you can not only relax, but also have a snack; some airports serve full breakfasts, lunches, and dinners.

But Priority Pass also has disadvantages, and they are associated not so much with Sberbank, but with the program itself:

high cost of service - purchasing such a card if you are going to go on vacation only once a year is extremely unprofitable;
not everywhere there is an area for privileged clients, some airports simply do not participate in the program - this needs to be clarified in advance before traveling;
the system does not control business lounges - you may not be allowed in for internal reasons or may be closed to all guests without warning you;
The conditions in each business lounge are determined by the internal regulations - in some places you will be offered truly privileged service and comfort, and in others - paid drinks and constantly freezing Internet.

Thus, before opening a Priority Pass card from Sberbank, you should think several times and calculate the benefits of this financial instrument. Estimate your costs at airports around the world, multiply them by the number of trips, make sure that the monthly fee is less than what you usually spend. If this is the case, then getting a card is an attractive idea that allows you to save money without compromising the quality of your vacation. Also, do not forget about the benefits provided as part of the package service - bonuses, increased cashback, insurance.

You can get a card from an international independent program at different banks in Russia, but to receive a free Priority Pass, the conditions required by a financial institution may differ.

Where can I buy a card? What opportunities does it open to the holder and what does the program provide in business lounges? The answers to these questions are of interest to every passenger who frequently travels around the world. Choose the best conditions for service and access to lounge areas.

VTB 24

Apply for a card. From May 1, 2018, the financial institution changed the rules for access to business lounges for this plastic product.

Many Russian banks are partners of an international club, and this one is no exception. With Priority Pass, passengers have more options.

The Priority Pass club card is issued to clients when purchasing the Privilege package. There is no cost for issuing it.

A VTB 24 client becomes a participant in this program for free and receives 8 free passes to business lounges subject to certain conditions under the Privilege package.

Conditions:

Free passage is given to passengers who have 5,000,000 rubles (average monthly balance) on their main card account.
To use the services of VIP lounges constantly, you need to spend 55 thousand rubles within a month. for the package and have a balance of 2 million rubles.

If these conditions for the package are not met, then the client must pay 2,500 rubles. monthly to receive the desired number of free passes to premium lounge areas.

Sberbank

Priority Pass card, which gives all privileges in airport business lounges.

Anyone can become a participant in the program if they choose the “Premier” package. The Priority Pass card is issued to holders of World MasterCard Black Edition and Visa Platinum.

The cost of the premium package is free, with an average monthly account balance of more than 2.5 million rubles. If this condition is not met, the Sberbank client must pay a fee to obtain free access to airport lounge areas. It is 2,500 rubles per month.

You can become a participant in the international independent program and receive Premium status at any Sberbank branch where work is carried out with VIP clients.

Alfa Bank

Free access to business lounges can be obtained when you issue a card.

A club card is issued to clients who have subscribed to the “Maximum” or “Maximum+” service package. You will also need to order Alfa-Miles Signature.

There are certain conditions for international program partners to receive free passes.

An unlimited number of visits to business lounges is possible for persons whose average monthly balance on all accounts of the service package is more than 6 million rubles. Also, without restrictions, lounge areas are provided to passengers who purchase various products and food with cards included in the package for an amount of more than 100 thousand rubles, and the average monthly balance must be more than 2,000,000 rubles.

The cost of 4 passes per month is lower. The turnover on the card must be from 50 thousand rubles and the balance - 1 million rubles. Or the average monthly balance should be 4 million rubles.

If these conditions are not met, access to business lounges will be charged in accordance with the tariffs established by the program. At the moment it is 27-30 dollars.

Binbank

As a bonus, you can get a Priority Pass card for free from the financial institution B&N Bank.

The tedious waits for flights will be left behind, and ahead of passengers there will be an unrivaled atmosphere of business lounges, helpful and friendly staff, as well as many privileges.

B&N Bank issues the card as a bonus to an issued platinum level card. To do this, you must activate the Premium service package and comply with the terms of use.

In turn, Binbank not only provides the opportunity to use free passes to business lounges, Binbank insures the client during travel and allows you to participate in loyalty programs.

Opening

If you purchase a Priority Pass card from this financial institution, you will definitely be satisfied.

It is one of the best, it not only issues a club plastic product, but also pays for visits to airport business lounges around the world.

Otkritie Bank began collaborating with the international program in 2012. And in a short period of time it became just a godsend for travelers.

How to get Priority Pass?

Every holder of Visa Infinite, Visa Platinum and MasterCard Platinum can become a participant in the independent program.

Admission to the luxury lounge areas is free for:

maintaining an average monthly balance of RUB 600,000. or 300 thousand rubles. and spending 50 thousand rubles;
the balance at the end of the month on all accounts is 3 million rubles. or 1,250,000 rub. and spending more than 20 thousand on cards. rub.

Only one card is issued. Some banks issue up to 5 plastic products, which is convenient if the client has a family.

The Otkritie financial organization is considered one of the best in terms of customer service regarding the Priority Pass program and the opportunity to receive additional privileges from the bank itself.

But the service is expensive; a person with average income should not contact Otkrytie Bank.

Absolute

Customers who value good service, various preferences and special attention are recommended to apply for a Priority Pass club card at Absolut Bank.

They issue a plastic product free of charge to Privilege package holders. As part of the service package, one of the following payment cards is issued: VISA Gold or MasterCard Gold.

These are credit cards through which a bank client can also receive funds and return them later with a small percentage payment for using the financial institution's funds.

To receive free lounge passes, you must pay an annual fee. For VISA Gold it is 1200 rubles, MasterCard Gold - 2 thousand rubles.

Both cards are issued to citizens with a regular income of at least 20 thousand rubles per month. The age for participation in the Priority Pass program for VISA Gold is 18 years old, MasterCard Gold is 23 years old.

Absolut Bank insures its clients, provides concierge services, and also gives the opportunity to use a free transfer 2 times a year.

Rosbank

Every year we try to improve the quality of customer service. And an example of this is the issue of Priority Pass cards as part of the Premium service package.

This option is available only to holders of plastic banking products. To become a participant in the international program, you must apply for a package of services on the official website of a financial organization or contact a branch that works with VIP clients.

Owners of Travel Miles, a classic credit card or a Visa platinum card can receive a Priority Pass card.

If you have a Premium package, Rosbank clients can enter the business lounges of any airports that have this option free of charge if the average monthly account balance is equal to 2,000,000 rubles.

Gazprom

Every Gazprom Bank client who has subscribed to the Premium service package can get the opportunity to visit VIP zones for free.

You can get the card separately only on the official website. In such financial organizations it comes as a pleasant bonus to a certain package of services or banking plastic product.

Gazprom issues a Priority Pass to Mastercard holders: World Elite, World Signia or Black Edition.

Card service is paid. It amounts to 15,000 rubles. for the first year of use and 25,000 rubles. for all subsequent years. When paying for an annual service, cardholders receive an unlimited number of passes to business lounges using the Priority Pass.

Unicredit

Unicredit Bank is an active participant in the prestigious international Priority Pass program.

You can get an international program card as part of the Prime package. It not only allows you to enter the lounge areas for free, but also provides additional benefits. For example, a separate telephone line is allocated for clients, through which package owners can get help at any time of the day.

Contractors will always explain the terms of a loan or deposit and help you draw up an agreement.

To receive 4 free visits per month, you must maintain an average monthly balance on all accounts included in this package of services. It should be 4-6 million rubles.

If the client only needs 2 free passes in 30 days, then this balance should not be less than 2 million rubles.

If a Priority Pass member travels very often, and sometimes needs to fly several times a day, then the amount at the end of the month should be 6 million rubles.

Tinkoff

The first co-branded MasterCard Black Edition card in TKS was issued at the beginning of 2017 together with S7 Airlines. Holders of this plastic product can take advantage of free passes to business lounges at 850 airports around the world.

Tinkoff is considered one of the best banks.

Where is the best place to get a Priority Pass card? Most holders of such cards say that it provides the best conditions among other similar financial organizations.

The cost of servicing a debit card is 999 rubles per month. This is the most favorable tariff for travelers and people who are often forced to fly abroad due to work activities.

Which bank is better to apply for a Priority Pass card? The financial institution Tinkoff provides the best service conditions. She takes good care of her clients without overcharging the cost of service.

At the moment, Tinkoff Bank has justified itself. This is what travelers have recently chosen to apply for a Priority Pass card, because the cost of annual service is lower than in other similar organizations, and the quality is no worse.

1 Each pass made by a Priority Pass card holder or a person accompanying a Priority Pass card holder is counted as a separate visit.
The calculation includes passes on all Priority Pass cards issued to the client’s bank cards within the framework of all Sberbank Premier Service Packages that were valid during the calendar quarter in one territorial Bank.
2 The fee for each visit to airport business lounges by the client and each person accompanying the client is set by Visa and Mastercard payment systems in US dollars.
3 The service package is valid throughout the entire calendar quarter (from 00:00:01 sec on the first calendar day until 24:00:00 sec on the last calendar day).
4 Average POS turnover per month is calculated as the sum of turnover for 3 months included in a calendar quarter, divided by 3 (three). The calculation takes into account transactions for payment for goods and services in trade and service enterprises using cards (NFC cards, card details) issued as part of the Service Package, and World MasterCard “Golden”, MIR Gold, MIR Premium, MIR Premium Plus, perfect calendar quarter. For bank cards opened in foreign currency (US dollars and Euros), recalculation is carried out at the rate of the Central Bank of the Russian Federation valid at the time of debiting funds from the bank card account.
5 The average total balance is calculated as the amount obtained by adding the total balances on the last calendar day of each month included in the calendar quarter, divided by 3 (three). The total balance is understood as the sum of the opening balance on all savings accounts, deposit accounts, debit bank card accounts and unallocated metal accounts (OMA), displayed in the list of accounts and services generated under the banking service agreement, as well as on all savings accounts, accounts for deposits and compulsory medical insurance opened by the client from October 1, 2018 in the name of a minor depositor/s (registration is maintained until the age of 18) within the territorial bank in which the PE is registered; the value of the client’s own assets in a brokerage account with Sberbank PJSC; the value of the client’s assets under trust management agreements and shares in mutual investment funds managed by Sberbank Asset Management JSC; insurance amount for the “Survival” risk in the products: “Heritage”, “Forsazh”, “Family Asset”, “First Capital”, “Children’s Educational Plan”, “Health Fund”, “Ticket to the Future”, “Future Capital”; client's insurance premium for products: “Smart Policy”, “Smart Policy Light”, “Smart Policy Coupon”; the amount of insurance premiums minus payments provided for in the payment schedule for the products: “Rentier” and “As salary” LLC IC “Sberbank Life Insurance”. The value of assets, insured amounts for the “Survival” risk and the amounts of insurance premiums and premiums payable under insurance contracts are recorded in ruble equivalent in all regional banks in accordance with the data provided by the management and insurance companies. The calculation of the total balance for the Sberbank Premier service package also includes savings certificates purchased by the client in the branches of the regional bank in which the PU was registered. The total balance is calculated in Russian rubles at 24 hours 00 minutes. 00 sec. the last calendar day of the month. The equivalent of the amount in Russian rubles for assets and funds placed in accounts in foreign currency and compulsory medical insurance is calculated at the rate/account price of the precious metal established by the Bank of Russia on the last calendar day of the month.