Konga: login to your personal account. Personal account Konga loan Congo personal loan

Are you worried that you won't make it to your salary? Are there unexpected expenses or unplanned financial obligations? Don't give yourself a headache over this! It is easy to get financial assistance if you have a personal account on Kong.

Information about the organization

The KONGA company was created specifically to help people solve financial problems. The company's activities are completely online, which allows you to conclude an agreement regardless of banks, offices and without interrupting your personal affairs. You can take out a loan at any time of the day and from anywhere in Russia; to submit an application you only need the Internet.

The microfinance organization provides loans in the amount of 2,500 to 25,000 rubles for a period of 7-30 days. The interest rate varies from 1.8% for the first applications to 0.77% per day for subsequent cooperation. In order to obtain a loan at an attractive rate, you must be a regular customer of the company. CONGA will always do its best to accommodate responsible borrowers.

"START". This offer is valid for beginners. The amount offered here is from 2500 to 7800 rubles.
"PLUS". A popular tariff, where the possible loan amount is 2500-14300 rubles.
"PREMIUM". Applications for amounts ranging from 2,500 to 20,000 rubles are considered here.
"VIP" Possibility to make a request for funds in the amount of 100-20,400 rubles.

Advantages: reduced interest rate, increased credit limit, free use of funds for up to 5 days, extension of the loan term without charging a commission. Extension of loan terms in the Konga company can be carried out an unlimited number of times.

Join Kong communities on social networks;
Leave positive reviews about the company on websites and official pages;
Recommend the service to others and participate in the organization’s projects (competitions, promotions).

To receive a loan, you must register a personal account on the organization’s website. To begin, use a loan calculator to select the loan size and repayment period. Then you need to press the button "GET MONEY." You can also proceed to creating a personal account on Kong by using the button "CREATE AN ACCOUNT".
Next, a detailed questionnaire will open that you will need to fill out. It is important to enter only reliable information and accurate document details.

Personal account is convenient!

Through your personal account on the website, you can extend the loan payment period and make full or partial repayment. The selection of the desired tariff is also carried out on its own page.

When re-lending, you will not need to enter all the data again. It is enough to log into your personal account using your mobile phone number and the password you created during registration. This is an undoubted advantage, especially when money is needed urgently.

The KONGA website is designed so that it is convenient for the client to navigate it. The borrower can go straight from the main page to the section that interests him. Feedback allows you to maintain an open policy and provide as much information as possible about the operation of the service.

General information about the loan from MFO "Konga";

Today, interest in microloans has increased significantly among society. It is known that proven microloan organizations are able to provide assistance to the population in obtaining money in the required amount. Any person in need of help prefers to contact only trusted organizations. The Konga loan company has recently been a leader among people in need of urgent financial support. From the right organization you can significantly improve your own well-being and get the necessary amount of money without problem situations. If you need to take out a loan online using a Konga card, then you have come to the right address.

"Konga" is a loan personal account that is accessible to any person. After simple registration, you can take out the required amount of money quickly and on especially favorable terms. By visiting the specialized "Konga" official website, you can find a lot of useful information. In addition to the above "Kong", entry is provided for any person. And if you are a borrower who has reached the age of majority, then we are happy to welcome you.

You can also find a hotline number on the official Kong website, where you can not only clarify questions of interest, but also, in the event of a problematic situation, file a complaint against the organization’s employees. The reliable company "Konga ru" issues loans for most people who want to improve their financial capabilities in the shortest possible time. Thanks to the proven organization "Konga" takeloan on card it is possible again on especially favorable terms online, for interested people with virtually no restrictions. To re-issue money, you need to safely return the previously taken funds with accrued interest for using the loan.

Konga- an enterprise that issues microloans to its clients. You can receive money without certificates or guarantors. The available amount varies from 2.5 to 20 thousand rubles. The maximum return period is 30 days. In order to become a recipient of a microloan, it is enough to be over 21 years old, have a passport of a citizen of the Russian Federation and registration, as well as a debit card of any Bank of Russia, VISA or MasterCard. For regular customers of the service, a bonus program is provided that allows you to use borrowed funds for 5 days without accruing interest.

The easiest way to interact with the service is to manage actions in your personal account. You can log in on the official website of the service at https://www.konga.ru/ by clicking on the “Login” button located at the top of the page. After this, an authorization window will open, where the user will be required to enter his login and password, after which, by clicking the “Login” button, he will gain access to all the functionality of his personal account.

There he will have access to the following options:

Creating a new loan application (review will take no more than a minute for those who often apply and deposit funds on time).
Microloan calculator (allows you to simulate future payments, choosing the most profitable option).
Information about the current loan (all important information).
Pay off debt online (you will need a bank card for this, funds are transferred instantly).
Early payment of debt (allows you to avoid overpayments).
Extension of the contract (in case you need more time, this method will help not to ruin your credit history).
Technical support.
Personal offers (MFIs often offer their clients a variety of special offers).
Personal information (information about the borrower is stored here, but only bank card details can be changed).

For those who contact an MFO for the first time to draw up an agreement, you will need to first enter some personal information. To start registering, visit the official website of the company at https://www.konga.ru/, select the loan amount and term, and then click “Withdraw money”. Next, the registration procedure begins, consisting of 3 stages:

Entering contact information and personal information, password.
Questionnaire related to personal information about the user, calculation of personal tariff.
Receiving funds.

Most often, microfinance organizations refuse to issue funds to their clients due to incorrect or false data provided during the registration process. To avoid this outcome, check all entered information for accuracy. In addition, in this case, you can count on the fact that you will be offered more favorable conditions, which will improve even more after each contract repaid on time.

The user indicates the following information about himself in the registration form:

Full name
Date of birth
Personal mobile phone number
Electronic mailbox
Registration address
Information from the passport
Password
Job details
additional information

After the user has provided all the information, they will need to select the appropriate method for receiving funds, as well as linking a debit card.

Important! You will have to link your card in any case, even if you have chosen a different method of receiving funds. This is one of the security measures that confirms the user's identity.

In order to link a card in your personal account, you need to provide its details, after which a small amount will be debited from your card. By indicating it in the field on the linking page, you will complete the procedure, and the debited amount will be returned to your account.

Important! To link a card, you can only use personalized VISA and MasterCard bank cards. You also need to make sure that the card has a positive balance and there are 10 rubles or more in the account.

Also during the registration process, the user will be required to indicate their place of residence. If your locality is not on the list, you can indicate the largest city closest to you instead. At this point, registration will be completed, and the login and password specified during the registration process can be used for authorization.

To draw up an agreement, you will need to leave an application in your personal account, wait until it is approved, sign the agreement via SMS message, and withdraw the money.

As soon as the system makes a decision, you will be notified about it via SMS and e-mail. As a rule, for new clients the review takes no more than 5 minutes, and for those who often access the system – even 1 minute.

Users who meet the following requirements can qualify for a loan:

Age: 21 and older
Availability of a Russian passport and registration in the country
Personalized bank card VISA, MasterCard.
Constant income.
Personal mobile number.

Users who meet all the requirements can apply for a microloan under the following conditions:

Loan amount: 2-20 thousand rubles.
Return period: 7-30 days.
Interest rate: 0.77-1.8% daily.
For regular customers:- up to 5 days of using a microloan without interest.

During registration, each user is assigned a tariff rate and conditions based on the specified data. Conscientious repayment of borrowed funds will help lower the tariff and, over time, make it more profitable.

You can receive money in the following ways:

Visa or MasterCard debit card
Bank account
Qiwi wallet
Yandex money

All payments, except for bank transfer (up to 5 working days), are made instantly.

The following methods are available to repay debt:

Using a bank card through the user account.
Online wallets: Yandex.Money and QIWI/
Bank transfer (may take up to 5 business days)

MFOR "Konga" issues loans to its clients online without income certificates and guarantors. Users only need to present their passport. The service operates 24/7 and provides services in all cities and towns of Russia. By taking advantage of the offer, you can receive money on the same day of application, because all applications are reviewed within 5 minutes.

How to get a loan in KONGA:

Register on konga.ru
Specify the loan amount and term
Apply online
Choose a method to receive money
Get money within 5 minutes

Ways to receive money:

Bank card
QIWI Wallet
Yandex money
Bank account
Contact system

Repayment methods:

Bank card
QIWI Wallet
Yandex money
Bank transfer

Advantages and benefits of the Konga service

Operating mode 24/7
Getting loans online in 5 minutes
Loan interest calculator
Regular promotions and profitable offers
Loan extension option

Conga today

Microfinance organization "Konga" successfully helps solve problems of access to borrowed funds for citizens of our country. Today, its clients are people who cannot take out a bank loan due to an imperfect credit history, lack of official work or other reasons.

Microfinance company Konga has been providing short-term lending services through an online service to citizens throughout Russia for a long time. The application can be submitted from any corner of the country. The decision is made very quickly.

Why should you contact MFC Konga?

Konga has been providing loans to Russian citizens for several years now. This is a reliable lender. Conga was introduced by the Central Bank of the Russian Federation into registry MFO in 2015. It has established itself as an organization with a high level of service and customer loyalty. This company provides its borrowers with the opportunity to improve credit rating.

Advantages of MFC:

constant discounts, promotions, bonus system;
possibility of free extension microloan agreement;
high speed of request consideration;
convenient mobile application and simple website interface;
the debt can be repaid early.

Among the disadvantages is that the application can only be completed online; this cannot be done by phone. The applicant must have a personalized card.

Requirements for obtaining a microloan

There are the following parameters, subject to which you can take out a loan in the Congo:

reaching 21 years of age;
citizenship of the Russian Federation;
permanent registration in any region of the country;
a bank card issued in the name of the potential borrower;
having a valid mobile phone.

When contacting microcredit company no collateral, guarantors, or proof of income is required. It is enough to have a valid passport of a citizen of the Russian Federation.

What to do when you first apply?

To get a loan the first time, you must follow the instructions.

Register on the official website. It will take no more than five minutes.
Select the required loan amount and loan duration.
Specify a convenient method receiving a microloan.

The application is processed within five minutes, the money is credited to the account instantly. In case of repeated application, the borrower can expect more favorable conditions.

A personal account registered for a new user is a convenient tool. Its use helps to monitor the status of the current microloan, repay it in a timely manner, and use the extension service. In addition, the user’s personal account allows you to change personal information, participate in a bonus program, promotions, and consult online with an organization specialist.

How to get borrowed funds?

IFC Konga offers to get a loan in a convenient way. The applicant has the opportunity to choose a comfortable option for receiving a microloan. The organization offers issuing a loan in the following ways.

Bank card. To do this, you must have a payment instrument Visa, MasterCard, MIR, registered with any bank in Russia. To confirm that you are the real owner of the plastic card, a verification process is carried out - temporarily reserving money on the card (no more than ten rubles).
QIWI electronic wallet. If you choose this method, make sure that the registered phone number matches the wallet login.
To get a loan in the form of cash, use the Contact payment system. To do this, you must personally come to any delivery point and tell the employee the transfer number. You must also present your passport.
Checking account. To use this method, you must enter information about the details in your Personal Account.

It is worth noting that the speed of money transfer will depend on the choice of method. So, when choosing a bank transfer, the movement of funds can occur within 3-5 business days.

Debt return

Borrowed funds can be returned by logging into your Personal Account. To do this, you must enter the mobile phone number and password that you specified during registration. After that, click on the Refund button, choosing one of the methods. Loan repayment is available through:

map;
QIWI electronic wallet;
bank transfer;
Contact payment system;
Sberbank online service;
CyberPlat terminal.

In case of difficulties with making payments on time, clients microfinance organization Konga has a contract extension service available. You can extend it using your Personal Account. To do this, you should pay interest for the time you use the borrowed funds and click on the Extend loan button. When choosing the extension service, the repayment period increases by 14 days.

Reasons for refusal to issue a microloan

A negative response to a request for borrowed funds occurs extremely rarely. Microfinance organizations are more loyal to their clients than large banks, and therefore approve requests more often.

Reasons for refusal:

non-compliance with age restrictions;
lack of a passport or citizenship of the Russian Federation;
the form does not contain information about IIN, SNILS;
providing false or irrelevant information;
presence of unfulfilled credit obligations, debts, late payments.

Also, a similar situation can arise with unscrupulous borrowers who repay debts at the wrong time or have a negative credit history.

Microfinance company Konga has been providing loans for a long time through an online service that operates around the clock. Creating an application is possible anywhere in the world and at any time, and its processing is carried out within a few minutes.

Personal account

Congo loan personal account - created for simplified remote management of your loans and registration of a new microloan without leaving your own home.

To get to your account page, you need to go to the official website of the MFO and click on the “Login” button. As soon as all the data in the login form is entered correctly, the visitor is logged into his account (if one has been created in advance).

Personal Area - https://www.konga.ru/registration

The service is equipped with the following features that simplify monitoring and obtaining loans:

Feedback (help in resolving issues);
Future loan calculator (calculates the final loan amount);
Filling out an application for a microcredit;
Information about the current loan;
Payment using a bank card;
Extension of term or early repayment;
Bonus programs and promotions;
Borrower details.

All functionality helps save time and create comfortable conditions for each client. Managing your loans remotely increases the efficiency and speed of application processing.

Account registration

Registration is an important step, thanks to which the organization is able to issue loans to confirmed persons. To create an account through your Congo personal account and receive a loan, you must visit the main page and click on the appropriate button.

Registration is carried out in 3 stages, namely:

Specifying the client’s personal data and creating a unique password;
Filling out a form on which the loan rate is based;
Obtaining a microloan by any means.

Important! Many people receive a refusal or a small loan amount for a simple reason - the application form and personal data are filled out inappropriately. It is recommended to provide only reliable information and not to use false information about yourself and your loved ones.

The registration form requires the following information from the borrower:

Place of residence;
Passport details;
Phone number (it is not recommended to indicate someone else’s number);
Place of employment;
Date of Birth;
Email address.

Once all the necessary information has been provided, the system will automatically redirect the client to the bank card linking form. This procedure is mandatory, so it will be impossible to get a Konga loan without it.

Linking a card is accompanied by information about the card itself and confirmation of identity, during which a minimum amount will be debited from the account. An important fact is that you can only link a personalized card to your account. In this way, the organization can verify the identity.

Once filling in personal data and linking a bank card is completed, the possibility of receiving a loan depends on the service administration, which verifies all the provided data and sets the microloan amount.

How to get a loan?

The application is processed within 5 minutes for borrowers who have just created an account, and within 1 minute for regular customers. Each participant receives the result of the review by email or via SMS to a mobile phone.

The organization has a number of requirements for borrowers, namely:

Age - from 21 years;
Place of residence, registration and registration - Russia;
Availability of regular income;
Balance on a bank card is at least 10 rubles;
Availability of a mobile phone.

Once all the requirements are met, the client has the opportunity to use a loan from the microfinance organization under the following conditions:

Loan amount: 2000-20000 rubles;
Interest rate - from 07% to 1.8%/day;
Return period is up to 30 days.

For regular customers, the organization gives a bonus - 5 days of loan at 0%. The maximum limit and other conditions depend on what tariff was assigned to the client after the data he specified in the registration form. The rate may improve over time if all loans are repaid on time.

Obtaining a loan is possible in several ways:

To a bank card;
To Qiwi wallet;
To Yandex.Money wallet.

Receipts of funds to electronic wallets are immediate, but banks process receipts within several business days.

Extension of term and long-term repayment

The company provides clients with the opportunity to extend the term, because loyalty to the organization is the key to successful cooperation for both parties. The borrower can extend the repayment period by 30 days, and the opportunity is not limited by quantity.

To activate the extension, you must pay interest for the previous period. This will allow you to maintain your reputation with the organization and get more time to close the loan.

Also, each participant in the system can pay off their loan ahead of schedule. All that is needed for this is to pay the full amount of the loan and interest for the days on which the client used the money. This will undoubtedly improve the borrower’s tariff and have a positive impact on the credit history in the BKI.

You can pay the loan using a bank card or electronic wallets. The enrollment period is the same as the loan funds receipt period. The loan payment date is the date the funds are received in the MFO account, and not the date they are sent. The bank may process the transfer within several business days.

Mobile application features

Monitoring and receiving loans is available not only on the company’s official website, but also using a mobile application that was created for the convenience of clients. It has the same functionality as the Kongo Personal Account, so getting a new loan or closing an old microloan is not a problem.

For many people it is comfortable and reliable to use. To read notifications, you don't need to visit your email - all the information is displayed right on your phone.

To download the application, you just need to find it on Google Play and install it. Installing the application is free. Logging into your account is accompanied by the same data as on the official website.